Here at The Competitive Edge with Gilbert + Tobin we appreciate a decent grid, and when the inaugural Financial Services Forum introduced us to the Financial Sector Regulatory Initiatives Grid we knew we had to commemorate the occasion with a financial-services-skewed competition-law-themed cryptic crossword. 

Please feel free to fill in this crossword online, or print, fill, scan and e-mail to edge@gtlaw.com.au. The first person to submit a correctly solved crossword will be an answer in the next one. You can see the previous crosswords at crossword.info/edge.