1 Couple cover heartless scoundrel with cheese (6)
4 Stop pound dropping with bank's gearing mechanism (8)
10 It can be found in ravioli or apricot tagine (7)
11 Insect has to work hard carrying bread back (4,3)
12 Talk into substituting hearts for clubs in trick (4)
13 Flier swooped balletically over dry lake (7,3)
15 Mail arrives containing memorandum of understanding (6)
16 Terrible to-do about Sandhurst lackey (7)
20 Nothing in East Coast city is bad (7)
21 Start of basketball game results in warning (3-3)
24 Moloch's ram sacrificed for mistress (10)
26 Stage animals making a comeback (4)
28 Important rugby agents visiting Sri Lanka (7)
29 Poor actor parting company is a goat (7)
30 Invigorate doughboy in serene setting (8)
31 Deductions from wages pinched by five Europeans in Italian city (6)